enduringplum: (Default)
( Mar. 29th, 2007 03:18 pm)
We finally got a note in the mail from The Road Home Program and today I made our appointment to speak with one of their advisers! We're going to go to their Kenner offices on the evening of April 6th to discuss the possibilities. Hopefully, we'll be able to sell our flooded home to the state and possibly also get a low-interest loan to buy and renovate a new home. That is the best scenario I can envision and one which I really hope comes about for us.

We've been looking at houses and trying to secure a loan since we got back to New Orleans after Katrina. We weren't able to secure a loan before because we were still paying the mortgage on our flooded house, but now our mortgage has been paid off by our insurance, ideally all we'll need to do to get some down payment and furniture money will be sell our old house. Hopefully, the state will buy it from us, as they have claimed they will, otherwise we'll probably wind up selling to some land developers.

We also found the letter that the SBA claims they never sent us (actually, they claim we never applied to them for assistance), which states that we were denied an SBA loan. We need that letter to fax to FEMA so we can finally get the assistance they first offered us, but then refused when they claimed we said all of our possessions were fine and had not been destroyed in the flood, which we, of course, never said.

If we are, for some reason, denied assistance, we will just try to sell our house to a developer and we'll secure a home and renovation loan on our own, but if we have to do things that way I'm not sure when we'll be able to afford health insurance for me again and I really can't continue to go without it.
enduringplum: (Sepia)
( Jan. 30th, 2006 02:32 pm)
The wedding was really fun and the toast to the newly married couple given by the maid of honor was so loving, thoughtful, and sentimental that it actually made me tear up a little.

Today we were told that we should be getting a FEMA trailer in two weeks since our claim has been in for sooooooo long, but we've heard all that before; I'll need the keys in my hand before I believe it. The house hunting will continue even when we do get into a trailer, although it will be up to Allen* to hunt for himself once we're in a trailer, since I don't plan on moving in with him at that point. After all, I don't want to depress him when I have one of my Bad Days. I'm not bitter, just pissed.

I got an A on my first ASL test, but I expected no less since I've taken the class before, and my first math test is on Wednesday; I'm always apprehensive about math tests, even if it's subject matter I've covered a million times before
FEMA is still totally fucking us, even though my boyfriend registered us only two days after Hurricane Katrina stomped New Orleans back into a swamp. Friends and acquaintances who registered with them weeks after we did have already received their second payment from FEMA for being displaced and most of them still have homes to which to return! We, however, have yet to receive any aid from FEMA whatsoever and we have no home or possessions waiting for us in New Orleans.

Allen's* on his way here, to Houston, even as I type this, so we're planning to head down to one of the FEMA locations set up in the Spring, Texas area, we're hoping that we'll be able to get some assistance if we deal with the FEMA officials face-to-face, but I'm still apprehensive about it. If nothing else, at least I'll be able to spend some time with him again, I've really missed him.
enduringplum: (Default)
( Sep. 10th, 2005 05:43 pm)
For those of you who have already registered with FEMA, but who have not yet received aid: beginning Tuesday or Wednesday we are to call 1-800-745-0243 to discuss our application and situation with a FEMA agent who will then award us the money we need.

I only discovered this by going through three different FEMA representatives on the phone, the first two of which were completely unhelpful and ignorant. If you have any more trouble or want to try to view your FEMA claim online she advised me to go to www.gov.com instead of the FEMA website, but I haven't visited there yet, I'd rather talk to a person on Tuesday or Wednesday.
enduringplum: (Default)
( Sep. 3rd, 2005 09:50 pm)

From the beginning I was pretty certain that our house would end up under water, totally flooded, and now there's no uncertainty left at all: I've seen the satellite images and our neighborhood is under water nearly to the rooftops.

Still, some uncertainty remains: we don't know when we're going home, or even if we are. If we do go home we aren't sure where we'll live, we're not sure if FEMA will give us the money to pay off our mortgage or not. We don't know where we'll work or how we'll get by, but I am certain that we'll manage somehow and that we'll have the full support of both our families and all our friends; For those things and so much more we are truly blessed.

.

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