We've been looking at houses and trying to secure a loan since we got back to New Orleans after Katrina. We weren't able to secure a loan before because we were still paying the mortgage on our flooded house, but now our mortgage has been paid off by our insurance, ideally all we'll need to do to get some down payment and furniture money will be sell our old house. Hopefully, the state will buy it from us, as they have claimed they will, otherwise we'll probably wind up selling to some land developers.
We also found the letter that the SBA claims they never sent us (actually, they claim we never applied to them for assistance), which states that we were denied an SBA loan. We need that letter to fax to FEMA so we can finally get the assistance they first offered us, but then refused when they claimed we said all of our possessions were fine and had not been destroyed in the flood, which we, of course, never said.
If we are, for some reason, denied assistance, we will just try to sell our house to a developer and we'll secure a home and renovation loan on our own, but if we have to do things that way I'm not sure when we'll be able to afford health insurance for me again and I really can't continue to go without it.